НОВІ ВИКЛИКИ ЩОДО ІНФОРМАЦІЙНО-АНАЛІТИЧНОГО ТА НОРМАТИВНОГО ЗАБЕЗПЕЧЕННЯ ФІНАНСОВОЇ БЕЗПЕКИ БАНКІВСЬКИХ УСТАНОВ

Анотація

Introduction. Rapid qualitative and quantitative changes in
the global economy, particularly the development of financial
technologies (FinTech) and the intensification of international
regulatory standards (such as Basel III and FATF), compel domestic banks to adapt their financial security strategies to new
innovative challenges.
The study of information-analytical and regulatory support
for the financial security of banking institutions is especially
relevant in the current context of Russia‘s three-year military
aggression against Ukraine. The level of financial security
directly influences the overall stability of Ukraine‘s financial
system, investor confidence, and the effectiveness of Ukraine‘s
gradual post-war economic recovery.
The purpose of this article is to substantiate the theoretical
foundations, methodological approaches, and practical
mechanisms for ensuring the financial security of banking
institutions, with a particular focus on information-analytical
and regulatory support in response to contemporary innovative
challenges.
Methods. The research methodology includes analysis and
synthesis, modeling, comparison, generalization, as well as
logical and systematic approaches.
Results. This article is dedicated to the study of
information-analytical support for the financial security of
banking institutions. It evaluates regulatory frameworks
governing financial security in the banking sector and analyzes
financial security management mechanisms in modern economic
conditions. Furthermore, practical recommendations are
proposed to enhance the level of financial security in banking
institutions.
Conclusions. Information-analytical support for the
financial security of banking institutions is a key factor in
effective risk management. The use of modern technologies (Big
Data, AI, blockchain), stress testing, and analytical systems
enables banks to respond promptly to threats and strengthen
financial stability. Real-world examples from global financial
institutions demonstrate the effectiveness of the analyzed
approaches and highlight the necessity of their active
implementation in modern domestic banks.
Financial security in the banking sector is a crucial element
of economic stability, regulated by both national and
international legal frameworks. Compliance with relevant
standards and regulations ensures the resilience of banking
institutions and prevents financial crises in the future.
Regulatory oversight of financial security in the banking
sector plays a vital role in ensuring economic stability.
Enhancing the legislative framework in accordance with
international standards will help mitigate risks and improve the
resilience of Ukraine‘s banking system.
The key directions for ensuring financial security in banking
include crisis management, which serves as the foundation for
prompt responses to market instability and risk mitigation,
allowing banks to adjust their strategies in a timely manner;
digital technologies, which enhance the efficiency of control
mechanisms, accelerate data analysis, and reduce human error,
positively impacting the overall security of banking institutions;
and state regulation, along with the active role of the National
Bank of Ukraine, which ensures the creation of a stable
environment for the banking sector through continuous
oversight and adaptation of regulatory frameworks to address
modern economic challenges.
Future research in this area should focus on studying realworld
practices of global financial institutions and adapting the
best approaches to the activities of domestic banking
institutions.